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How to Document a Motor Vehicle Claim A motor vehicle claim is the procedure of filing a claim with your insurance company following an accident. The report will enable them to check your coverage and determine the amount they will pay for the damages. You must submit your claim as quickly as you can following the incident. You will need to have the police report as well as your insurance card or declarations pages ready. What should you do following an accident? As soon as you notice a collision immediately after a collision, take pictures and videos from different angles to record the accident. The scene can change rapidly, witnesses could leave and evidence could disappear. If you are able, take note of the names of all drivers, phone numbers, addresses and insurance information. Note the year the model, year, and year of each vehicle, and any other important information such a damage or license plate number. It is also helpful to ask each driver if they wore seatbelts, or if they had passengers and note their gender and age. In many cases injuries caused by motor vehicle accidents do not appear until some days after the incident. This is why it is important to seek medical attention immediately even if believe you have any injuries. If you can, get the vehicle away from traffic to avoid further damage or injury. Also make sure you have flares and reflective emergency triangles to keep other drivers from hitting them. Report the accident to authorities if you are able to. It is essential to report the accident even if it seems like it was not a big deal, as the other driver could deny the accident occurred and their insurance company could refuse to settle your claim. Getting Started A claim is the procedure by which you inform your insurance company of a loss and request that they pay it. motor vehicle accident lawyer redwood city could mean paying for the damages to a vehicle or medical expenses caused by an accident. Make sure you have all the necessary information before making your claim. This includes contact details for each person involved, receipts for any damaged personal property, as well as any medical bills. Also, you should have an exact copy of the accident report, as well as photographs of any damage. Your insurer will assign an adjuster to your case who will act as the claim's steward. They will review the documents you submitted immediately after the incident and conduct an investigation of their own. This will help them determine the root of the accident and determine who was at fault. Your adjuster will assess your vehicle once they've figured out the extent of the damage. You may be present at the time of inspection or you can provide them with an estimate for repairs from local contractors or auto shops. If your insurance company believes that the damage to your vehicle is too expensive to repair it will send you a payment equal to the value of the car. This will let you purchase a new car or use it to pay for the remaining lease or loan payments. If you make a claim, your insurance rates could increase. Do all you can to prove that the accident wasn't caused by you. Documenting the incident If you're involved in a crash, documenting the accident is essential. Insurance companies are looking for documentation to support claims made by you or others. Evidence that is collected and documented can make or break the majority of cases. It is crucial to have all the information whether it's photos of the scene of an accident, witness statements or medical records that demonstrate consistent treatment. Write down the license number, as well as vehicle information of the driver who was driving at the time of the accident. Take down the names and contact details of witnesses. If you can, take photos or draw a diagram that shows the scene of the accident. This will help to show what happened at the scene of the crash, as well as what caused it to happen. Documentation should also contain details regarding the incident. This includes the location, direction of travel, and any pertinent landmarks. It is important to include a description of any injuries incurred as well. It is also important to record the extent of any damage, and the way it was caused. It is important to document the incident because memories can fade over time and stories can change. It's the best way to tell the truth. Even if you're at fault Documenting the facts will help determine the amount of responsibility that should be assigned to your account. Get Help Contact your insurance company as fast as possible after the police report has been filed. Many insurers now let you make a claim using your phone or tablet app. You should also ask your insurance company to send you an invoice for the value of your vehicle. This can be helpful if your vehicle is considered “totaled” and you are planning to purchase a brand new one. If you're still carrying an outstanding loan on your current vehicle, it will pay off the balance, and reduce the monthly payments. Your representative will ask you a series of questions, and provide you with documents to fill in. It is essential to fill out the information accurately and be honest at all times. If you are found to not have provided exact information, it could weaken your case. If you have been injured in an accident, make an appointment with your doctor as soon as you can. This will ensure that any broken bones are properly set and that any other injuries are recorded. Making an appointment with your doctor as soon as possible also ensures that medical costs are covered by the No-Fault benefits of the accident. If your No-Fault claim is rejected by the insurance company or you want to pursue a liability claim for the pain and suffering of others or any other damages, you'll have to file a lawsuit. It's best to have an experienced attorney by your side if you decide to do this.